Steps for filing bankruptcy in Virginia

There are basic steps in bankruptcy filing in Chesapeake and other areas of Virginia that you should be aware of before making any decisions that will affect your financial future.  These steps include the following:

• Conferring with an attorney:  It is of the utmost important to consult a reputable lawyer regarding your rights and what type of litigation is best for your case.

• Document preparation: Filing a bankruptcy petition is an extensive process, as the petition can entail hundreds of pages.  After completion, the documents should be filed with the Bankruptcy Division of your area’s District Court.

• Pay a filing fee:  The fee to file for bankruptcy is normally about $200.  It can be waived if you file a waiver document and the Court approves it.

• Meeting of creditors: After the Court approves your filing, your creditors will be notified of your desire to file for bankruptcy and the date for a meeting.  At this Court meeting, creditors may question you about your debt, assets, and overall financial situation, and may also object to your filing.

• Discharge: When all of your debt has been forgiven or you have made your last payment, your case is closed or discharged.

For more details about the bankruptcy process, contact the law firm of Joynes & Gaines.  Our attorneys will make sure you have a clear understanding bankruptcy, and will guide you through the complicated paperwork.

Bankruptcy advice

If you are filing bankruptcy in Newport News or other parts of Virginia, it is important to seek advice from a qualified attorney before trying to do it alone.  Bankruptcy petitions are complicated, and might be rejected by the Court if there is just one mistake on the document.

Work with us when you need bankruptcy help

Do not wait until you are completely broke to seek advice about bankruptcy, as this limits your options.  Do not hesitate—contact Joynes & Gaines to schedule an initial appointment and discuss your case.

Serving clients throughout the Tidewater Virginia area

From offices in Hampton and Virginia Beach, VA, the attorneys of Joynes & Gaidies serve the needs of clients in the Tidewater Virginia area:

If you are struggling with debt and considering bankruptcy, call us today at 1-866-943-8612, or contact us online for a free consultation about your financial situation so we can begin to help you.