There is never a good time for a car accident. Nobody ever expects to be involved in one. I have been working with injured people for 26 years here in Hampton Roads and I consistently find myself having to undo client misperceptions.
Today I will address a few of questions that we routinely receive when we are meeting with new prospective Auto Accident clients in an effort to debunk certain myths.
1) The person that hit me was ticketed on the scene so they are at fault and I am entitled to compensation, right?
The simple answer is… possibly. The truth however, is a little more complicated. Accident reports and traffic tickets are not admissible as evidence in trial. If the defendant has pled guilty to the traffic violation(s), that is admissible. The best thing you can do is contact us with the details of the incident and see if we can assist you.
2) Isn’t this accident and all of its issues handled through the insurance companies?
Typically this is true. Purchasing a full coverage liability/collision automobile insurance policy for the minimum limits of $25,000.00 may not provide you with adequate protection. This is especially true if you are in an accident involving an uninsured motorist. You need to contact an experienced personal injury law firm to sort this all out.
3) I have been told that my settlement should equal my medical bills times 3. Is that true?
The answer here is NO! Each case is unique and has its’ own value. For instance, a client who incurs only an emergency room visit and one follow-up visit to a plastic surgeon may only have minimal medical bills but suffer from a facial scar that is worth many times more than the incurred bills. In addition, a client who incurs large medical bills and lengthy treatment because of pre-existing injuries and treatment and the treating physician cannot state within a medical degree of reasonable certainty that all of the treatment is related to the accident, may receive a small recovery for the injury.
Always remember that it costs nothing to speak with our attorneys when you have been involved in an automobile accident, but it may cost you everything if you do not.